Personal Guaranty Review
AI review of personal guaranties to catch unlimited liability, continuing obligations, and weak release language.
What is a Personal Guaranty?
A personal guaranty makes you personally responsible for a business debt or obligation if the company does not pay. It is one of the most dangerous documents founders and small-business owners sign because it bypasses the protection of the LLC or corporation. Landlords, lenders, and vendors often slip guaranties into leases, loan documents, and service contracts. Many are written as continuing guaranties, meaning they cover future obligations too, not just the deal you think you are signing today.
Inkvex reviews personal guaranties for scope, duration, release conditions, notice rights, and the exact triggers that let the other side come after you personally. We flag clauses that can turn a business problem into a personal financial disaster.
⚠ Red Flags to Watch For
- •Unlimited guaranty covering all current and future obligations of the business
- •No release provision after a payment threshold, time period, or lease assignment
- •Waiver of notice, demand, and defenses before enforcement
- •Joint and several liability making one guarantor responsible for the full amount
- •Confession-of-judgment or similar accelerated enforcement language
- •Cross-default language tying the guaranty to other agreements you did not intend to guarantee
What Inkvex Checks
- ✓Whether the guaranty is limited or continuing
- ✓Dollar caps and categories of covered obligations
- ✓Release triggers and expiration conditions
- ✓Notice, cure, and enforcement rights
- ✓Joint guarantor exposure and contribution rights
- ✓Cross-default, acceleration, and waiver language
Frequently Asked Questions
What does Inkvex check in a Personal Guaranty?
Whether the guaranty is limited or continuing. Dollar caps and categories of covered obligations. Release triggers and expiration conditions. Notice, cure, and enforcement rights. Joint guarantor exposure and contribution rights. Cross-default, acceleration, and waiver language. Upload any contract at inkvex.app for a free analysis.
What are common red flags in a Personal Guaranty?
Unlimited guaranty covering all current and future obligations of the business. No release provision after a payment threshold, time period, or lease assignment. Waiver of notice, demand, and defenses before enforcement.
How much does it cost to review a Personal Guaranty with AI?
Inkvex offers 3 free analyses with no credit card required. After that, the Starter Pack is $9.99 for 10 analyses, or Pro is $24.99/month for unlimited reviews.
Related Contract Terms
Upload Your Personal Guaranty for a Free Review
Get a risk score, every flagged clause quoted and explained, and a clear recommendation in under 60 seconds. No credit card required.
Analyze My Contract Free →