23-Item FDD Instrument

Free AI FDD Analyzer

Your first analysis is free, no credit card required. Inkvex reviews the 23-item disclosure package for your attorney handoff. The normal processing target is under 3 minutes. Large, scanned, or unusually dense files can take longer.

First analysis freeNo credit card requiredTarget: under 3 minutes. Large, scanned, or unusually dense files can take longer.
SAMPLESAMPLE 23-Item FDD Instrument

Fictional RidgeFit data. The preview uses the real report component, with paid-only sections shown as upgrade cards.

Specimen teaser

The report surface your attorney receives.

This is a fictional SAMPLE rendered through the same report component used for live Inkvex analyses. It is a still preview: open the full sample report below to scroll and explore every section.

Analysis report

SAMPLE 23-Item FDD Instrument - RidgeFit Franchise
Diligence Memorandum

Start with the overview, then explore the findings and source evidence.

Review tier
Sample report
Verdict
Negotiate

Searches this report only. All words must match; word order does not matter.

Evidence detail in this section
Buyer-side diligence memorandumSample report
03

Red Flags

Risk-ranked findings with quoted clause evidence, operator impact, and a concrete fix.

3 findings
high riskItem 17 allows immediate termination with no cure period.Operator impactThe sample clause gives the franchisor a fast termination path without a defined cure process.Counsel actionAsk for a 30-day cure period for non-financial defaults, objective default definitions, and written notice before termination.
Clause evidence
Franchisor may terminate this Agreement immediately upon written notice without opportunity to cure.
Source: Item 17, page 128

Why it matters

The sample clause gives the franchisor a fast termination path without a defined cure process. A franchise buyer should have counsel test whether non-payment and operational defaults are treated differently.

Suggested fix

Ask for a 30-day cure period for non-financial defaults, objective default definitions, and written notice before termination.

FTC Franchise Rule, 16 CFR 436.5(q)

high riskItem 19 headline revenue excludes a material share of outlets.Operator impactThe sample earnings claim uses a narrower outlet set than the full system.Counsel actionAsk for median, quartile, and excluded-outlet data before relying on the Item 19 figure.
Clause evidence
Average Unit Volume is calculated using 87 outlets open for at least 36 months.
Source: Item 19, page 142

Why it matters

The sample earnings claim uses a narrower outlet set than the full system. That may be allowed, but the buyer should not build financing assumptions from the headline number alone.

Suggested fix

Ask for median, quartile, and excluded-outlet data before relying on the Item 19 figure.

FTC Franchise Rule, 16 CFR 436.5(s)

medium riskItem 7 includes a three-month working-capital assumption to test.Operator impactThis fictional estimate assumes three months of working capital.Counsel actionModel a delayed opening and slower revenue ramp with your accountant using the proposed site's actual costs and financing terms.
Clause evidence
Estimated initial investment ranges from $385,000 to $542,000, including three months of working capital.
Source: Item 7, page 49

Why it matters

This fictional estimate assumes three months of working capital. A delayed opening or slower revenue ramp would change the cash required; the sample does not establish a market-standard reserve.

Suggested fix

Model a delayed opening and slower revenue ramp with your accountant using the proposed site's actual costs and financing terms.

FTC Franchise Rule, 16 CFR 436.5(g)

Attorney-ready handoff

Evidence first. Judgment stays human.

This memorandum organizes diligence findings for buyer and counsel review. It provides legal information, not legal advice.

Diligence Memorandum

Contents

  1. Overview7/10
  2. Red Flags3
  3. Missing Protections2
  4. Cross-Reference MapLocked
  5. Vs. SectorEmpty
  6. Negotiation PointsLocked
  7. Negotiation SimulatorLocked
  8. Key Dates2
  9. Key Terms3
Explore the full sample reportScrollable, every section open, the exact surface customers get.

Instrument coverage

The 23 FDD items Inkvex checks

The coverage grid follows the FTC-mandated 23-item structure used on the Inkvex FDD Scan page, with extra focus on Items 7, 12, 17, 19, and 20.

Item 1

Franchisor and affiliates

Ownership changes, predecessors, affiliates, and shell-structure warnings.

Item 2

Business experience

Executive background, operating history, and leadership gaps.

Item 3

Litigation

Franchisee disputes, territory suits, and litigation patterns.

Item 4

Bankruptcy

Franchisor, affiliate, and executive insolvency history.

Item 5

Initial fees

Up-front fees, refund language, and add-on charges.

Item 6

Other fees

Royalty, tech, advertising, audit, transfer, and renewal fees.

Item 7

Estimated initial investment

Startup-cost spread, working capital, and build-out assumptions.

Item 8

Required sources

Approved-vendor restrictions and margin-shifting supply terms.

Item 9

Franchisee obligations

Operating duties that materially constrain the owner.

Item 10

Financing

Franchisor financing terms and borrower-side exposure.

Item 11

Assistance and systems

Training, advertising, software, and support obligations.

Item 12

Territory

Protected-area scope, carve-outs, and encroachment risk.

Item 13

Trademarks

Trademark disputes and brand-right limitations.

Item 14

Patents and copyrights

IP rights, proprietary information, and confidentiality scope.

Item 15

Owner participation

Absentee-ownership limits and operating-control requirements.

Item 16

Sales restrictions

Product, service, and menu restrictions that cap revenue.

Item 17

Renewal, termination, transfer

Exit rights, cure periods, transfer fees, and dispute terms.

Item 18

Public figures

Endorsement cost and dependency on promotional figures.

Item 19

Financial performance

Averages, medians, exclusions, sample size, and support.

Item 20

Outlet data

Openings, closures, transfers, terminations, and calls to make.

Item 21

Financial statements

Franchisor solvency, liquidity, and going-concern warnings.

Item 22

Contracts

Every agreement you sign, including addenda and guarantees.

Item 23

Receipts

FTC receipt timing and 14-day review-window evidence.

Why it is different

Competitors hand you a checklist. Inkvex hands your lawyer a first-pass.

The report is built around exact clause quotes, jurisdiction-aware citations, and an attorney-handoff structure. Paid deliverables add market comparisons only when a verified applicable corpus is available. First-pass report output focuses on triage and does not invent a market answer.

See the full sample report

Upgrade path

When the free first-pass is not enough

The free analyzer is built for quick triage. FDD Scan, Searcher Sub, and Deal Pack add paid deliverables for deeper franchise or acquisition work.

FAQ

Common questions before you upload.

Is the FDD analyzer really free?

Yes. Create a free account and your first analysis is free, no credit card required. Paid plans add larger allowances, exports, and deeper deliverables.

Does the free FDD analyzer replace my franchise attorney?

No. Inkvex provides legal information, not legal advice. Use the report as a first-pass for your franchise attorney.

What happens after the free analysis?

You can share the report with counsel, run FDD Scan for a fuller franchise handoff with the Attorney-ready Diligence Memorandum (PDF), or choose Searcher Sub or Deal Pack if the FDD is part of a broader acquisition.

Where do market benchmarks appear?

Market comparisons appear only when a verified applicable corpus is available for the uploaded document. Depending on the document, that may be franchise sector data, lease data, or deal-point studies. The free first-pass report focuses on quoted findings, citations, and triage.